You will find that when it comes to renewing car insurance, many people are lazy and do not shop around to get the best deal. They wait for their renewal notice and then go with the same firm, even when that insurance company would increase the price.
The truth is, you can make some excellent savings when you shop around for car insurance and compare all the offerings available from the many insurance companies in Thailand. Below are some tips to help you get the best deal possible and ensure you save money on your car insurance premiums this year.
Ask Your Current Insurer For A Renewal Quote
One of the first things you will want to determine is how much your current insurance company will charge to renew your policy. They will often not give you the best price in the first quote you receive, but it will give you an idea of the charges you are looking at, whether you choose first-class or second-class (ประกันภัย รถยนต์ 2). Once you have an idea of the cost you are looking at, you can start your search for other insurance providers to compare costs.
Find Reputable Insurance Companies
You will want to make a list of potential companies you can contact regarding car insurance, which will help you with your search. Once you have as many reputable companies on your list as you can find, you will then want to do some digging into their online reputations.
You can get a lot of information about a company by looking at their online reviews on independent websites and see how previous customers thought about their interactions with the companies in question. You can use this to whittle down your list until you have a handful of insurance providers left, and then you can contact them and ask them for a quote.
Asking For A Quote
You will not need to contact the companies left on your list, one at a time asks them for a quote for your car insurance. They will have set questions that they ask, such as:
- How old is your vehicle?
- Have you had any insurance claims in the last three years?
- How long have you been driving?
- Where did you get your driving license?
- Has the vehicle been in any accidents?
- What is the value of your vehicle?
When you have answered all the questions each company has, they will then give you an accurate quote for your car insurance. However, you may have questions for them, so ensure you ask everything you want to know. It is also worth keeping in mind you will get a better deal if you pay for your insurance outright rather than paying for it monthly. You will want to get each company to email the car insurance quote to you, making going through them later an easier task.
Making Your Decision
Once you have contacted all the companies and have received their quotes, you can then sit down and compare them to see which one is the best. Do not rush your decision, and before deciding which one to use, head back to your existing insurance provider and see if they can match or beat any of the quotes you have received.
With the tips mentioned above, you should be able to decide which quote is best and choose your car insurance provider for the next year.
If you want to switch your car insurance provider, then make sure to follow our guide by clicking here.