Human Resources

Someone Borrows My Car And Crashed It: What To Do?

By Sourav Ganguly

May 31, 2022

crashed car

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You give your precious car to a friend, and they do not even have the decency or basic sense of responsibility for it properly.

They actually go ahead and do the worst thing which you can do to someone else’s car.

Yes, crash it!

If you are dealing with this situation right now, then rather than sulking over it, you should take the necessary steps immediately. Whether the car is beyond damage, or you would want to pay for its damage, you should immediately claim for insurance or rightful compensation.

In this excerpt below, you will get to know about a car accident in your car when you weren’t the driver.

What Is The Worst Thing Which Can Happen?

The worst thing which will happen in a car accident is them crashing your car with an absolute fault of their own.

On top of that, they have injured someone else who is now claiming personal injury compensation.

What can you do then? Let’s hear from one of the dc dui attorney, who has handled many of these cases with success.

1. Immediately Contact Your Lawyer

If they have just informed you about the accident, and you have heard about the accident and injury, immediately contact a lawyer. It is always better to contemplate the lawsuit before you are ambushed with one.

Dc Dui Lawyers suggest that you tell the lawyer everything and accompany them wherever you go, whether it is the insurance office or to the police station. After all, it is your car, so it is your responsibility.

2. Ask Them To Take Pictures

Suppose they have just been informed about the crash. Do not panic; ask them to not move the car at any cost, and ask them to start taking pictures. This will provide you with enough evidence to prove otherwise in case of a lawsuit.

3. Know Your Insurance Rights

Insurance can be tricky when it is not you who crashed the car. However, car insurance is not based on the person who was driving the car but on the owner and the car.

Thus, your insurance company might not be liable for compensating for the accident. However, with the right lawyer, you can ask the person responsible to claim their accident insurance.

However, if someone took your car without your permission, you are not obliged for any of the accident claims. It all depends on the person who is driving the car.

4. Ask For Compensation

Dc Dui Lawyer says that you have every right to claim compensation, whether it is compensation for the damage or recovery of the car, aka property damage. Or the medical compensation for the amount you had to provide for the injured party.

What Happens In Case Of Personal Injury

Now, coming to a much more subtle scenario, let’s say that it was not their fault, and they have suffered an injury along with the car crash.

Let’s say they borrowed your car, and they were careful. However, it was due to someone else’s negligence that they endured the accident, and the car crashed.

What will you do next?

Well, according to a dc dui attorney, here is a step-by-step guide for it.

  • Step 1: Do not remove the car from the scene of the accident.
  • Step 2: Ask the borrower to seek medical help as soon as possible so that the accident has a medical report.
  • Step 3: Ask them to report the accident to the local authority as soon as possible.
  • Step 4: You immediately contact a personal injury lawyer.
  • Step 5: Also, contact the insurance company.

It is a good thing that no matter who was driving, the car is registered under your name. So, you will get compensated by the insurance company for the damage.

Frequently Asked Questions (FAQs):

Yes, this could be slightly confusing when we think about it. So, it is better if we give further information. Here are some of the frequently asked questions regarding the subject and answers compiled from the expert advice of the dc DUI attorney.

1. My Teenager Let A Friend Borrow My Car & Had An Accident? Who Is Liable?

Ans. Insurance and medical claims are only liable to you if you are allowing someone to borrow the car. If your teen has allowed someone to borrow the car without your permission, then neither you nor your insurance company is liable to pay for any insurance claims.

2. If My Drunk Friend Asks Me To Drive Their Car, Who Is Responsible For An Accident?

Ans. This is a difficult situation because, technically, you never asked them to borrow their car. In case of an accident, immediately contact a lawyer, and they will be able to protect you from some liability because your insurance company is not liable in this case.

Lend Safely!

If you are lending your car to someone, you must always lend carefully. Never do it without knowing the personal driving history of the person.

Plus, in case of an accident, try to find out new evidence.

– Were they driving above the limit.

– Were they intoxicated? You shouldn’t be the one compensating when it is not your fault.

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